ST. LOUIS – As tens of millions of Individuals begin looking for particular person medical health insurance for 2020, they’ll see federal scores evaluating the standard of well being plans on the Reasonably priced Care Act’s insurance coverage marketplaces.

However Christina Rinehart of Moberly, Missouri, who has purchased protection on the federal insurance coverage trade for a number of years, received’t be swayed by the brand new five-star ranking system.

That’s as a result of just one insurer sells on the trade the place the 50-year-old former public faculty kitchen supervisor lives in central Missouri. Anthem Blue Cross Blue Defend in Missouri was not ranked by the Facilities for Medicare & Medicaid Providers.

“I’m happy with the service I get with that and the protection I’ve,” she mentioned, noting she focuses on value and whether or not her drugs and checkups are coated.

Rinehart’s case illustrates one motive why the star scores are unlikely to play a giant function in folks’s decision-making for the primary yr of the nationwide rollout. Almost a 3rd of well being plans on the federal exchanges don’t but have a top quality ranking – together with all of the plans in Iowa, Kansas and Nebraska. Just one insurer is on the market in almost 1 / 4 of counties throughout the U.S. And customers might not discover the data behind the star scores helpful with out extra particulars, insurance coverage consultants say.



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